Raleigh Real Estate and Community News

March 28, 2024

Navigating Simultaneous Buying and Selling: Insights

Introduction (0:00 - 0:42)

Hello there, folks! Ti Harris here, a realtor and investor at WISE Property Solutions. Today, I'm diving into the complexities of buying and selling simultaneously. Drawing from personal experience back in 2016, I'll share four specific strategies to help you navigate this intricate process.

Personal Experience (0:42 - 1:51)

In 2016, amidst a divorce and a fresh start, I found myself needing to sell my home and buy a new one. With kids entering high school and middle school, the timing was crucial. Strategic planning became paramount, aligning goals and timelines for both buying and selling. I strategically coordinated the sale of my previous property with the purchase of a new one, ensuring a seamless transition.

Key Strategies (1:51 - 4:49)

1. Strategic Planning: Craft a detailed plan outlining your goals and timelines. Ensure your financial plans align with your buying and selling timelines.

2. Timing is Everything: Explore options like contingencies and bridge loans to facilitate a smooth transition. Assess offers carefully, prioritizing reliability over sheer value.

3. Seek Professional Guidance: Partner with trusted real estate agents and lenders who specialize in simultaneous transactions. Open communication and collaboration are essential.

4. Maintain Open Communication: Stay in constant contact with all parties involved, including your agent, lender, and legal counsel. Keep detailed records and stay organized to avoid hiccups.

Conclusion (4:49 - 5:19)

In conclusion, the WISE approach to buying and selling simultaneously hinges on strategic planning, timing, professional guidance, and open communication. With careful execution and the right support, you can achieve your real estate goals confidently. At WISE Property Solutions, I'm dedicated to making your real estate journey a wise one. Happy house hunting and selling!

Closing Remarks

Remember, whether you're navigating a simultaneous transaction or any other real estate endeavor, don't hesitate to reach out. Together, we'll make your real estate dreams a reality. Take care!

Posted in Buying a Home
March 28, 2024

Embracing Change: A Guide to Downsizing

Introduction (0:01 - 0:51)

Hello there! Ti Harris here, a real estate agent and investor with Wise Property Solution, alongside our investor company, RT Property Plus. Today, let's delve into the topic of downsizing—a decision often made in response to life's changing circumstances.

Understanding Downsizing (0:12 - 0:51)

Downsizing isn't something to fear. It's a natural step we take when faced with transitions like kids leaving the nest, parents moving in, or career changes. These scenarios present opportunities for reassessment and adjustment. Whether it's reclaiming unused space, facilitating multigenerational living, or adapting to new career demands, downsizing offers financial flexibility and lifestyle alignment.

Navigating the Decision (0:51 - 2:04)

So, how do you navigate the decision to downsize? Firstly, assess your needs. Consider your current lifestyle and future goals, including space requirements, amenities, and financial considerations. Secondly, consult with professionals. Reach out to a trusted real estate agent, like myself at Wise Property Solutions, for personalized guidance. A knowledgeable agent can provide valuable insights and navigate you through the downsizing process with expertise and care. Lastly, explore your options. Take the time to explore available properties and services, considering factors like location, size, and neighborhood amenities.

Conclusion (2:04 - 2:56)

In conclusion, downsizing is a significant life transition that demands careful consideration and planning. By consulting with professionals and exploring your options, you can confidently navigate this process and make decisions that align with your lifestyle and goals. Remember, at Wise Property Solutions, I'm here to support you every step of the way. Happy house hunting, everyone! Take care.

Closing Remarks

Whether you're downsizing or embarking on any other real estate journey, don't hesitate to reach out. Together, we'll make your transition a smooth and rewarding experience.

Posted in Buying a Home
March 28, 2024

Navigating Unpermitted Upgrades: A Wise Approach for Homebuyers

Introduction (0:01 - 0:46)

Are unpermitted upgrades or rooms throwing a wrench into your dream home search? You're not alone. Ti Harris, from Wise Property Solutions, delves into this common concern to provide guidance and shed light on how to navigate this potential obstacle with a wise mindset.

Understanding Unpermitted Upgrades (0:25 - 0:46)

Unpermitted upgrades refer to changes made to a property without the necessary approval from local government authorities. These modifications could range from adding rooms to renovating the kitchen. While it might initially seem like a red flag, Ti urges viewers to approach the situation with a discerning eye and a calm demeanor.

Insight from Experience (0:46 - 1:50)

Drawing from personal experience, Ti shares a story of encountering unpermitted rooms in a property his team was flipping. Despite the potential for profit, they faced hurdles due to the lack of proper documentation. This example underscores the prevalence of unpermitted upgrades and the importance of addressing them head-on.

Practical Steps for Buyers (2:05 - 2:51)

Ti lays out a strategic approach for prospective homebuyers facing unpermitted upgrades. Firstly, investigate the upgrades thoroughly, working closely with your real estate agent. Secondly, prioritize a professional inspection to assess the quality and safety of the work. Lastly, reach out to local building departments for additional insights into the property's history of permits.

Transparency and Peace of Mind (2:51 - 3:10)

Wise Property Solutions emphasizes transparency and peace of mind for buyers. While unpermitted upgrades may hold appeal, the importance of correctly documented work cannot be overstated. Ensuring clarity and honesty in the transaction process ultimately benefits both parties involved.

Conclusion (3:10 - 3:26)

In conclusion, Ti reassures viewers that unpermitted upgrades need not derail their homebuying journey. Armed with knowledge and guidance, buyers can confidently navigate through this aspect of the process. Wise Property Solutions stands ready to assist, ensuring a wise and fulfilling homebuying experience for all involved.

Final Thoughts

Navigating the realm of unpermitted upgrades requires a careful balance of diligence and pragmatism. By following Ti Harris's sage advice and leveraging the expertise of professionals, prospective homeowners can overcome this hurdle and move closer to securing their dream home.


Posted in Buying a Home
March 8, 2024

Navigating Home Buying: Setting Realistic Expectations for Your Budget

Welcome, future homeowners! Ti Harris here, your friendly neighborhood real estate expert. Today, we're delving into a crucial aspect of home buying—setting realistic expectations based on your budget. So, grab your pen and paper because we're about to explore some valuable insights that apply not only to real estate but also to life in general.

1. Knowing Your Budget Inside Out (0:21)
The first step in your home-buying journey is to understand your budget thoroughly. Breakdown your finances and determine how much you can comfortably afford. It's not just about the mortgage; consider property taxes, insurance, and maintenance costs. This foundational knowledge will empower you in making informed decisions.

2. Prioritizing Must-Haves (0:40)
Create a wish list but prioritize your must-haves. Identify the features you absolutely cannot compromise on, whether it's a specific number of bedrooms, a home office, a modern kitchen, or a backyard oasis. Clarity on your priorities will help you stay focused during the house- hunting process.

3. Being Realistic About Location (1:05):
Location, location, location! Understand that different areas come with different price tags. If you have a specific neighborhood in mind, be prepared to adjust your expectations accordingly. Sometimes, a slight move can make a significant difference in affordability.

4. The Art of Compromise (1:32):
Embrace the art of compromise. You might not get everything on your wish list within your budget, but that's perfectly fine. Identify non-negotiables and be flexible with the rest. It's about finding balance between desires and reality.

5. Look Beyond Aesthetics (1:50):
Don't judge a house by its exterior or a book by its cover. Look beyond cosmetic issues; a bit of vision can uncover a hidden gem with great bones. A little TLC (tender loving care) can turn a fixer-upper into your dream home.

Conclusion (2:06):
And there you have it, future homeowners! Setting realistic expectations is the key to a successful home-buying journey. If you have any questions or need guidance, I'm just a phone call away. This is Ti Harris signing off, wishing you happy house hunting and a smooth journey to finding your dream home.

Posted in Buying a Home
March 8, 2024

The Ultimate Guide to Stress-Free Home Buying: Unleashing the Power of Pre-Approval Financing

Greetings, fam! It's Ti Harris, your wise realtor, where Wise stands for wisdom, integrity, skills, and experience. Today, I've got all the deets for my savvy buyers out there, shedding light on a crucial step that not only smoothens the home buying process but also brings you closer to your dream home.

Navigating the Home Buying Journey with Pre-Approval Financing

At 0:13, let's dive into the world of financing. I'll tell you why having your financing in place is an absolute game-changer. So, grab a seat, get comfortable, and let's explore the key to a stress-free home buying experience.

The Importance of Pre-Approval Financing

At 0:40, picture this scenario: you find your perfect home, envisioning your morning coffee in that cozy kitchen, only to be told, "Sorry, you can't have it." Heartbreaking, right? That's where pre-approval financing swoops in as your superhero. With pre-approval financing, you not only show sellers that you mean business, but you also gain the upper hand in negotiations.

1:09 compares it to having the golden ticket in the competitive world of real estate – a powerful advantage in securing your dream home. Without pre-approval financing, you might encounter delays and unexpected hurdles, akin to navigating a racecourse littered with banana peels. Avoid the drama; secure your financing early.

Smooth Sailing with Pre-Approval Financing

At 1:54, imagine house hunting with the confidence of seasoned detectives who already know the ending to the mystery. Pre-approval financing transforms you into the Sherlock Holmes of real estate, allowing you to focus on finding the perfect home without the anxiety of financial uncertainties.

Be the Hero of Your Home Buying Story

At 2:14, be the superhero in your home buying story. Get pre-approved financing, and let the house hunting adventures begin. Pre-approved financing, as emphasized at 2:25, is your not-so-secret weapon to secure your dream home – it's like having a superhero cape, but for your finances.

The Key to Confidence in Home Buying

At 2:35, Ti Harris reminds future homeowners that the key to a happy home buying experience is having your financing in place. It is the ticket to your confidence. So, for a stress-free and confident house hunting experience, make sure to have your pre-approval financing ready.

Closing Thoughts: Happy House Hunting!

At 2:45, Ti Harris wishes you happy house hunting and hopes that your dream home is just around the corner. Reach out to him for more help and embark on your journey towards stress-free home ownership.

In conclusion, remember that pre-approval financing is not just a step; it's the key to a smoother, more confident home buying experience. Be the hero of your home buying story, armed with pre-approval financing, and let the adventure begin. Happy house hunting!


Posted in Buying a Home
March 8, 2024

Navigating the Path to Wise Homeownership: Tips from Ti Harris, Your Trusted Realtor

Hello future homeowners! Ti Harris here, proudly representing Wise Property Solutions and affiliated with EXP Realty. While today's topic may not be the most exciting, it's a crucial one. So, grab a seat as we delve into the world of wise homeownership.

Understanding the Dangers: Upside Down and House Poor

At 0:12, let's talk about a topic that can make or break your home buying experience – being upside down or finding yourself house poor. These terms may sound unfamiliar, but understanding them is key to a successful homeownership journey.

Upside Down: A Real Estate Dilemma

At 0:35, being upside down is likened to the frustration of seeing your favorite stock hit rock bottom. Picture this – you buy a home, invest your heart and soul into it, and suddenly the market takes a nosedive, leaving your home value lower than your mortgage. This situation can severely limit your options if you ever want to sell or refinance.

Tips for Staying Right Side Up

Tips to keep you right side up in the real estate game:

  1. Market Knowledge is Power: Work with a realtor who understands your financial goals and the market. This ensures you make informed decisions aligned with your budget.
  2. Pre-Approval is Key: Get pre-approved for your mortgage to establish your budget from the beginning. Resist the temptation of a higher-priced home that might strain your finances.
  3. Rainy Day Fund: Always have a rainy day fund for unexpected expenses. Being prepared is the key to a successful homeownership journey.

House Poor: A Lifestyle Compromise

At 1:09, Ti introduces the concept of being house poor. Imagine owning a beautiful home, but your monthly housing expenses leave you with little room in your budget for anything else. This scenario sacrifices your lifestyle and financial freedom for the sake of homeownership.

Avoiding Pitfalls and Achieving Dreams

1:49 marks the million-dollar question – how do you avoid these pitfalls? Ti has the answers:

  1. Realtor Partnership: Work with a realtor, like Ti, who understands your financial goals and the market. Together, find a home that aligns with your budget and sets you up for success.
  2. Pre-Approval Matters: Get pre-approved for your mortgage to know your budget upfront. Don't be swayed by the allure of a higher-priced home that might stretch your finances thin.
  3. Rainy Day Fund: Always have a rainy day fund for unexpected expenses. Being prepared is the key to a successful homeownership journey.

Your Trusted Guide in the Real Estate Journey

Ti Harris reassures future homeowners that being upside down or house poor is a challenge that can be overcome. With careful planning, smart decisions, and the guidance of a real estate professional, achieving the dream of homeownership without sacrificing financial well-being is within reach.


In conclusion, Ti Harris, your trusted realtor at Wise Property Solutions, offers valuable insights to help you navigate the complex world of homeownership. Let's find your dream home without the financial rollercoaster. Reach out to Ty and embark on a smooth and enjoyable homeownership journey. Take care!

Posted in Buying a Home
March 5, 2024

A Comprehensive Guide for New Homebuyers: Tips from Ti Harris, Your Trusted Real Estate Agent


Hello future homeowners! Ti Harris here, your reliable real estate agent, ready to share some valuable tips to help you make informed decisions as you embark on the exciting journey of buying a new home. Purchasing a home is a significant step, and understanding what to look for is essential. Let's dive into some key considerations.

1. Location Matters (0:16): When searching for your dream home, don't just focus on theproperty itself. Consider the location carefully. Think about your daily commute, nearby amenities, schools, and the overall neighborhood vibe. Your house is more than just a structure; it's part of a community. Find out more about the importance of location in one of my previous videos.

2. Budgeting Wisely (0:37): Knowing your budget and sticking to it is crucial. Homeownership involves more than just the purchase price; you also need to account for closing costs, property taxes, and potential maintenance expenses. Being financially prepared is key to successful home ownership. If you haven't seen my video on budgeting for your new home, check it out.

3. The Importance of Home Inspections (0:56): Skipping the home inspection is a big no-no. A professional inspection can uncover potential issues that might not be visible to the naked eye, helping you avoid future headaches.

4. Thinking About the Future (1:25): Consider the resale value of the house. Look for features that appeal to a broad range of buyers, as this can be crucial when it's time to move on. Make a list of must-haves and nice-to-haves, prioritizing essentials like the number of bedrooms, bathrooms, and kitchen layout. This strategic approach will help streamline your decision-making process.

Conclusion (1:53): Armed with these tips, you're now ready to start your home-buying journey. But remember, being realistic about your expectations is just as important as finding the right property. Stay tuned for my next video, where we'll discuss how to match your dream features with your budget. If you're ready to take the next steps or have any questions, feel free to reach out to me. I'm here to guide you through the process. Don't forget to subscribe for more valuable insights. Happy house hunting, and take care!

Posted in Buying a Home
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Posted in Buying a Home
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Curious About Local Real Estate?

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Curious about local real estate? So are we! Every month we review trends in our real estate market and consider the number of homes on the market in each price tier, the amount of time particular homes have been listed for sale, specific neighborhood trends, the median price and square footage of each home sold and so much more. We’d love to invite you to do the same!

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You can sign up here to receive your own market report, delivered as often as you like! It contains current information on pending, active and just sold properties so you can see actual homes in your neighborhood. You can review your area on a larger scale, as well, by refining your search to include properties across the city or county. As you notice price and size trends, please contact us for clarification or to have any questions answered.

We can definitely fill you in on details that are not listed on the report and help you determine the best home for you. If you are wondering if now is the time to sell, please try out our INSTANT home value tool. You’ll get an estimate on the value of your property in today’s market. Either way, we hope to hear from you soon as you get to know our neighborhoods and local real estate market better.

Posted in Market Updates